The Spectrum IFA Group The Spectrum IFA Group is a firm of international, independent financial advisers with offices in France, Luxembourg, the Netherlands, Portugal and Spain. We specialise in providing a financial planning service to expatriates in those Countries. For more information visit: www.spectrum-ifa.com or Tel/Fax: (+34)966 765 598 / Tel: (+34) 966 723 791 / Mob: (+34) 618 488 680 or e-mail: gary.timmins@spectrum-ifa.com