healthy cash flow. Skilled in managing AP/AR, Bank reconciliation systems including SAP FICO, QuickBooks, Microsoft Dynamics 365,Odoo, and Oracle. Seeking a finance role where I can drive process improvements and support strategic business growth.
Currently based in Jubail, with a transferable Iqama and immediate availability
APFA Member, CMA Finalist, SOCPA Eligible
Based in Jubail Transferable Iqama Immediate Joiner
4+ Years of Diverse Financial Experience (Audit, Costing, ERP, Payables, Recievable Reporting)
Finance & Accounting Expertise: Proven track record in financial operations, cost accounting, and audit across manufacturing and trading sectors.
ERP Systems & Automation: Hands-on experience in ERP implementation and process automation (Oracle, odoo, microsoft dynamic 365, XERO, QuickBooks, Custom ERPs).
Financial Reporting & Analysis: Skilled in preparing monthly & quarterly reports, budgeting, variance analysis, and cash flow forecasting.
Compliance & Controls: Adept at audit coordination, SBP/custom compliance, SOP creation, and internal control enhancement.
KSA Readiness: Residing in Jubail with a transferable Iqama and open to relocation across KSA or GCC.
PROFESSIONAL EXPERIENCE
Financial Accountant-Castle Builders (Pvt.) Ltd. (January 2022 to April 2024)
Key Responsibilities:
Managed full-cycle accounting, and GL operations, ensuring accuracy and compliance.
Processed Account Payable (A/P) vendor invoices and payments accurately and timely, ensuring compliance and maintaining strong supplier relationships.
Managed Account Receivable (A/R) invoicing and collections, ensuring timely and accurate recording of payments optimizing cash flow.
Supported month-end and year-end closing activities, audit preparations, and maintained detailed documentation for billing and receivables procedures.
Maintained and regularly updated AR tracking reports for accurate aging analysis, payment monitoring, and follow-up
prioritization
Recognizing of Contracts Revenue of customers based on Percentage of completion IFRS-15 (Advance payments, Installments, Retentions & Hold back %).
- Tracked and reported on project-specific budgets, billing, and expenses
Performed periodic Reconciliations including Bank Reconciliations & VAT Reconciliations.
Employee accounting, Payroll Preparation and End of service Calculations.
Accountant- Accountell (Uk Based Firm) (May 2024 October 2024)
Key Responsibilities:
Overseed the Financial cycle of clients through accounting software's solutions.
Full-cycle bookkeeping, from invoicing and expense tracking to bank reconciliation.
Managed inventory records, maintaining alignment with financial reports to ensure consistency.
Prepared monthly and annual financial statements for investor presentations.
Performed monthly tax calculations and filing VAT returns for multiple clients.
Ensured accounting compliance according with international accounting standards
Assisted in preparing annual budgets and forecasts to support strategic financial planning.
CERTIFICATE, TRAINING & LICENSES
APFA, Pakistan Institute of Public Finance Accounts
AFA, Institute of Cost and Management Accountants of Pakistan
SOCPA, SAUDI ORG OF CHARTERED & PROFESSIONAL ACCOUNTANTS (Eligible)
QuickBooks Pro Advisory
Xero
Microsoft Dynamics 365, Institute of Cost and Management Accountants of Pakistan
- MS Power BI, Institute of Cost and Management Accountants of Pakistan
SAP FI Module, Tally-Mark Consulting
Advanced MS Excel, Institute of Cost and Management Accountants of Pakistan
ODOO, Institute of Cost and Management Accountants of Pakistan
Core Competencies:
Financial Reporting & Budgeting
ERP Implementation & Migration (Oracle, odoo, microsoft dynamic 365,QuickBooks)
Cost Accounting & Standard Costing
AP/AR & Foreign Currency Management
Audit Coordination (Internal & External)
Treasury & Working Capital Management
Inventory & Fixed Asset Reconciliations
Regulatory Compliance (SBP, SOCPA readiness)
- MS Excel (Advanced), PowerPoint & Reporting Dashboards..
Power bi
Email: [email protected]
Mobile Number: +966-579359399
Linkedin Profile:http://www.linkedin.com/in/muhammad-saad-altaf-63171521a
