ACMA, SOCPA (E), CFA Aspirant
Contact No: + 966 537876492
Email Address: [email protected]
Location: Riyadh, Saudi Arabia
Valid Iqama: Transferable (Willing to relocate)
LinkedIn: https://www.linkedin.com/in ...
Professional Summary
Chartered Management Accountant (ACMA) with 4+ years of experience in financial management, including accounts
payable, accounts receivable, financial reporting, and ledger maintenance. Currently pursuing CFA Level I. Proficient in
financial software for financial data analysis and reporting. Skilled in optimizing cash flow, ensuring accurate financial
statements, and improving operational efficiency. Strong analytical, problem-solving, and communication skills with a
commitment to financial integrity and business growth.
Key Skills
Technical skills
Financial Statements Accounting & Finance Bank Reconciliation Accounts Finalization Vendor
Relations Financial Planning Invoicing & Billing Financial Analysis Accounting Procedures Payment
Processing Accounts Receivable & Payable Management Payroll Processing VAT Returns Taxation
Fund Accounting NAV Calculation Financial Analysis Credit Rating Support Working Capital
Assessment Industry & Risk Analysis Ratio Analysis Report Writing & Documentation
Soft Skills
Leadership Management Analytics Teamwork Problem Solving Adaptability
Education
? Chartered Management Accountant ¦2020 – 2024
Institute of Cost and Management Accountants of Pakistan
? Intermediate of Commerce ¦2018– 2020
Govt. Shalimar College, Baghbanpura, Lahore
Industries Served
• Manufacturing (Glass Industry – Accounting & Financial Operations)
• Textile Sector (Credit Rating, Financial Analysis & Working Capital Assessment)
• Financial Services (Credit Risk Analysis, Financial Modeling & Industry Evaluation)
Work Experience
Organization: PACRA Job Role: Associate Financial Analyst
Tenure: December 2024 to April 2026 Location: Lahore, Pakistan
Job Description
• Conducted comprehensive financial analysis, including ratio analysis, trend evaluation, and performance
assessment
• Engaged with senior management and C-level executives of corporations and banks to gather insights and
assess creditworthiness
• Performed a detailed review of financial statements, ownership structures, and management quality for credit
evaluation
• Managed assigned client portfolios, ensuring timely analysis and continuous monitoring
• Participated in client site visits, including intercity travel, to evaluate operational and production facilities
• Developed and enhanced automated reporting and forecasting tools to improve data efficiency and accuracy
• Analyzed industry dynamics, risks, and financial health to support credit rating decisions
• Prepared reports, documentation, and presentations for internal review and rating committees
• Collaborated with cross-functional teams to ensure accuracy and completeness of financial data
• Performed additional analytical and reporting tasks as required
Organization: Ghani Glass Limited Job Role: Account Executive
Tenure: December 2021 to December 2024 Location: Lahore, Pakistan
Job Description
? Ensuring accurate and timely preparation of financial statements, including the balance sheet, income
statement, and cash flow statement, in accordance with relevant accounting standards (e.g., GAAP, IFRS).
? Optimized and reconciled general ledger accounts across different businesses, with a 99% accuracy rate,
ensuring the integrity and precision of financial records.
? Review financial transactions according to company policies and regulations as well as international
accounting standards/IFRS & GAAP.
? Monitor all daily working of Accounts Payable & Receivable to ensure the punctual and accurate flow of
financial data into the general ledger.
? Overseeing the payment process, including scheduling payments in accordance with payment terms, obtaining
necessary approvals, and arranging for payments to be made via check or electronic transfer.
? Lead month-end and year-end closing processes, including journal entry preparation and financial statement
review.
? Executed precise reconciliation processes for bank, customer, and vendor accounts, maintaining data and
financial integrity.
? Reviewed subordinates' work and guided them to ensure high-quality financial reporting without
compromising accuracy.
Reference
Reference will be furnished upon request.