risk management, VAT compliance, audit coordination, and financial reporting. Proven track record in
safeguarding assets exceeding USD 5 million through risk assessment and portfolio analysis at Wells Fargo. Currently
managing financial operations at APTEC-Ingram Micro, achieving a 42% reduction in overdue balances and improving
payment cycle efficiency. Strong expertise in SAP systems, vendor management, regulatory compliance, and cross-
functional collaboration.
CORE SKILLS
PROFESSIONAL EXPERIENCE
Payables and Reports Specialist (Finance) APTEC-INGRAM MICRO Riyadh, Saudi Arabia
Mar 2024 – Present
• Process and manage 500+ vendor invoices monthly across multiple suppliers with high accuracy.
• Perform VAT filing and tax compliance for SAR 3.2 million monthly in line with ZATCA regulations.
• Resolve billing discrepancies exceeding SAR 250,000 through reconciliation and vendor analysis.
• Improved approval workflows resulting in a 35% reduction in processing cycle time.
• Reduced aging balances by 42% through payment prioritization strategies.
• Developed SAP dashboards tracking cash flow, aging, and vendor KPIs.
Financial Analyst 2019 – 2023
WELLS FARGO India
• Conducted financial analysis and credit risk assessment for 200+ accounts annually.
• Supported regulatory audits with documentation and compliance reports.
• Analyzed credit portfolios of 1,000+ accounts to identify early risk indicators.
• Developed monitoring tools and risk dashboards.
• Delivered executive-level reports to senior leadership.
• Maintained 100% accuracy across 800+ risk reports.
• Trained and mentored junior analysts.
EDUCATION
Master of Business Administration (MBA) – Finance Sambhram Academy of Management, Bangalore, India
Bachelor of Business Management (BBM) MS Ramaiah College, Bangalore, India
2016 – 2018
2013 – 2016
CERTIFICATIONS
• SAP Financial Accounting Certification
• Advanced Excel for Financial Analysis
• Risk Management and Compliance Training (Wells Fargo)
• Saudi VAT Implementation and Compliance Workshop
AWARDS & RECOGNITION
• Top Performer Award (2022)
• Quality Champion Award (2021–2022)
• Subject Matter Expert Recognition
SYSTEMS & TOOLS
SAP, Power BI, Microsoft Excel, Word, PowerPoint, Financial Dashboards, Data Analysis Tools
LANGUAGES
English, Malayalam, Hindi, Kannada, Arabic
