I do not operate as a conventional reporting-focused CFO. I work closely with **Owners, CEOs, Project Directors and operational teams**, bringing financial discipline and commercial insight into business and project decisions, with particular focus on profitability, cash flow, working capital, financial controls and risk management.
**CONSTRUCTION & CONTRACTING-SPECIFIC STRENGTHS**
**Project Cost Control, WIP & Profitability**
• Establishing project-wise cost-control frameworks covering materials, manpower, subcontracting and overhead allocation
• **WIP monitoring, cost-to-complete analysis, project forecasting and margin tracking**
• Early identification of cost overruns, margin erosion and profit leakages
• Providing management with clear **project-wise profitability and performance visibility**
**Cash Flow, Working Capital & Collections**
• Developing **weekly and rolling cash-flow forecasts** aligned with project execution, billing and collection cycles
• Managing liquidity pressures arising from **delayed certifications, collections and retentions**
• Aligning supplier and subcontractor payment cycles with anticipated project inflows
• Monitoring **mobilization advances, retentions and project working-capital requirements**
• Strengthening receivables and collection controls to protect liquidity
**Banking, Facilities & Guarantees**
• Managing banking relationships and **working-capital/project-related facilities**
• Experience with **Performance Bonds, Advance Payment Guarantees and other project-related LGs**
• Project-linked funding, facility utilization and liquidity planning
• Supporting banking negotiations through structured financial information, project pipelines and forward-looking cash-flow projections
**Commercial, Financial & Operational Risk Management**
• Assessing financial and commercial exposure from **tender/bidding stage through project execution and completion**
• Early identification of risks arising from cost escalation, overruns and execution delays
• Evaluating exposure from **contractual terms, variations, claims, delayed certifications and collections**
• Establishing financial checkpoints and practical risk-mitigation measures before exposures materially affect profitability or cash flow
• Supporting management in balancing **commercial opportunities against financial and contractual risks**
**Budgeting, Financial Controls & Management Reporting**
• Annual budgeting, rolling forecasts and **project-wise performance analysis**
• Budget-versus-actual, project margin and cash-flow reporting
• Strengthening internal controls, authorization processes and financial discipline
• Providing Owners and CEOs with **concise, forward-looking and decision-oriented financial information**, rather than purely historical accounting reports
**ERP, Systems & Financial Automation**
• Leading ERP implementation and strengthening financial processes within contracting environments
• Integrating **project costing, WIP, revenue recognition, budgeting and management reporting**
• Developing management dashboards for stronger financial and operational visibility
• Moving businesses from fragmented spreadsheets and retrospective reporting towards **timely, reliable and decision-oriented financial information**
**STRATEGIC & COMMERCIAL CONTRIBUTION**
My role extends beyond Finance. I work as a **strategic partner to Owners and senior management**, combining financial control with commercial and operational understanding to support better decisions throughout the project and business lifecycle.
My objective is clear:
**PROTECT MARGINS STRENGTHEN CASH FLOW CONTROL RISKS IMPROVE PROJECT PROFITABILITY SUPPORT SUSTAINABLE GROWTH**
I am particularly interested in **medium and large Construction & Contracting organizations** where experienced CFO-level leadership can make a measurable contribution to financial performance, project controls, liquidity and management decision-making.
Available for suitable **Full-Time CFO / Finance Director opportunities**, as well as **Fractional or Retained CFO engagements**, depending on organizational requirements.
I will be happy to share my detailed CV with potential employers who value sincerity and honestly apart from distinct additions to their businesses. I am reachable 24*7 on my mobile phone /WhatsApp +971521800784